OnFRA
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Reputation
formula v1.3Signals
OnFRA (OnChain Financial Reputation Agent) is an AI-powered financial intelligence agent that analyzes blockchain wallet activity to generate financial reputation insights, income stability assessments, portfolio risk analysis, and estimated loan capacity. The agent evaluates transaction history, cash flow patterns, wallet age, asset composition, and financial behavior to transform raw onchain data into lender-friendly financial intelligence. Outputs include Financial Health Scores, Wallet Reputation Scores, Income Stability classifications, Portfolio Risk Exposure analysis, AI-generated financial summaries, and borrowing capacity recommendations. OnFRA solves the proof-of-income problem for freelancers, remote workers, creators, DAO contributors, and crypto-native users. Users interact through Chainalyse at https://www.chainalyse.xyz to connect a wallet, view their profile, generate statements, receive AI insights, purchase Verified Financial Reputation Reports, or query any wallet address. Currently analyzing Celo blockchain , additional EVM chains planned.
Source: ipfs://bafkreifj2cjetdy6xn2hr6uzhrgpxqjaebhgjwlqnl7m472ilvwnzgvrza
Raw metadata
{
"name": "OnFRA",
"tags": [
"financial_reputation",
"proof_of_income",
"wallet_analysis",
"credit_scoring",
"income_stability",
"loan_capacity",
"portfolio_risk",
"transaction_statements",
"financial_attestation",
"microfinance",
"freelancer_finance",
"celo",
"defi",
"x402",
"erc-8004"
],
"type": "https://eips.ethereum.org/EIPS/eip-8004#registration-v1",
"image": "https://www.chainalyse.xyz/agent_logo.png",
"active": true,
"license": "MIT",
"category": "financial-reputation,proof-of-income,credit-scoring,microfinance",
"homepage": "https://www.chainalyse.xyz",
"services": [
{
"name": "A2A",
"version": "0.3.0",
"endpoint": "https://www.chainalyse.xyz/.well-known/agent-card.json"
},
{
"name": "MCP",
"version": "2026-06-08",
"endpoint": "https://www.chainalyse.xyz/.well-known/mcp.json"
},
{
"name": "WEB",
"version": "1.0.0",
"endpoint": "https://www.chainalyse.xyz/"
},
{
"name": "OASF",
"skills": [
"onchain_financial_reputation/finance/credit_scoring",
"proof_of_income_verification/finance/lending",
"wallet_behavior_analysis/finance/risk_assessment",
"microfinance_underwriting/finance/microfinance",
"crypto_native_income/finance/fintech",
"transaction_statement_generation/finance/reporting"
],
"domains": [
"finance/lending/microfinance",
"finance/credit/credit_scoring",
"finance/banking/fintech",
"technology/blockchain/blockchain",
"technology/blockchain/cryptocurrency",
"technology/blockchain/defi",
"technology/artificial_intelligence"
],
"version": "0.8.0",
"endpoint": "https://github.com/agntcy/oasf/"
}
],
"description": "OnFRA (OnChain Financial Reputation Agent) is an AI-powered financial intelligence agent that analyzes blockchain wallet activity to generate financial reputation insights, income stability assessments, portfolio risk analysis, and estimated loan capacity. The agent evaluates transaction history, cash flow patterns, wallet age, asset composition, and financial behavior to transform raw onchain data into lender-friendly financial intelligence. Outputs include Financial Health Scores, Wallet Reputation Scores, Income Stability classifications, Portfolio Risk Exposure analysis, AI-generated financial summaries, and borrowing capacity recommendations. OnFRA solves the proof-of-income problem for freelancers, remote workers, creators, DAO contributors, and crypto-native users. Users interact through Chainalyse at https://www.chainalyse.xyz to connect a wallet, view their profile, generate statements, receive AI insights, purchase Verified Financial Reputation Reports, or query any wallet address. Currently analyzing Celo blockchain , additional EVM chains planned.",
"x402Support": true,
"capabilities": [
"wallet_financial_analysis",
"financial_health_scoring",
"wallet_reputation_scoring",
"income_stability_assessment",
"portfolio_risk_analysis",
"loan_capacity_estimation",
"cash_flow_statements",
"transaction_history_analysis",
"ai_financial_summaries",
"verified_reputation_reports",
"report_verification",
"external_wallet_queries",
"multi_turn_chat_analysis"
],
"documentation": "https://github.com/jeffIshmael/wallet-profile",
"registrations": [
{
"agentId": 9219,
"agentRegistry": "eip155:42220:0x8004A169FB4a3325136EB29fA0ceB6D2e539a432"
}
],
"supportedTrust": [
"reputation",
"validation",
"crypto-economic"
]
}
Registrations
Cross-chain pointers from this agent's metadata back to its on-chain identity.
| Chain | Registry | Agent ID |
|---|---|---|
| Celo Mainnet | 0x8004A169FB4a3325136EB29fA0ceB6D2e539a432 | 9219 |
Services
-
A2A v0.3.0Endpoint
https://www.chainalyse.xyz/.well-known/agent-card.json -
MCP v2026-06-08Endpoint
https://www.chainalyse.xyz/.well-known/mcp.json -
WEB v1.0.0Endpoint
https://www.chainalyse.xyz/ -
OASF v0.8.0Endpoint
https://github.com/agntcy/oasf/Skills onchain_financial_reputation/finance/credit_scoring proof_of_income_verification/finance/lending wallet_behavior_analysis/finance/risk_assessment microfinance_underwriting/finance/microfinance crypto_native_income/finance/fintech transaction_statement_generation/finance/reporting
The ValidationRegistry contract is not yet deployed on Celo Mainnet. Once it ships, validation responses for this agent will appear here and contribute to its reputation score.
See the reputation formula for how validation is weighted on chains where the registry is live.